What the New Treasury Means to You!

MZ introduced the Game of War Treasury which brings the magic of investment income to your game. Read on to find out how.

"This isss MADNESSS!" - Spartan

Anyway, what it means to you all is GOLD + PATIENCE = FREE GOLD! Hooray!

The Treasury is a fixed building, much like the Stronghold. It is present in every empire and permanent. You don't have the option of deconstructing it and it is only usable at Stronghold 15 and above. The basic function of the Treasury is to allow the investment of gold into one of three different term-length certificates of deposit (CD) - 7 day, 14 day, or 30 day. You may only have one active investment at a time. The minimum deposit for all CDs is 10,000 gold. The maximum deposit is also the same for all three CDs, but is dependent on the Treasury level. Unlike all other buildings in your city, which can range in level from 1 to 21, the Treasury maxes out at level 7.

The 7 day CD earns 3% interest, the 14 day earns 27%, and the 30 day earns 85% as their standard interest rates. However, as you upgrade your Treasury beyond Level 1, a bonus interest rate is added to the standard rate. The tables below detail the performance of each of the 3 CD types at each level, assuming you deposit the maximum amount allowed.

Treasury CD Yields

Treasury 30 Day CDLevelMax
DepositInterestBonus IntEARNEDVALUE AT MATURITYINTEREST/DAY110,25085%0%8,71318,963290211,00086%1%9,46020,460315312,00087%2%10,44022,440348413,00089%4%11,57024,570386514,00092%7%12,88026,880429615,00097%12%14,55029,550485720,000105%20%21,00041,000700Treasury 14 Day CDLevelMax
DepositInterestBonus InterestEARNEDVALUE AT MATURITYINTEREST/DAY110,25027%0%2,76813,018198211,00028%1%3,08014,080220312,00029%2%3,48015,480249413,00031%4%4,03017,030288514,00034%7%4,76018,760340615,00039%12%5,85020,850418720,00047%20%9,40029,400671Treasury 7 Day CDLevelMax
DepositInterestBonus InterestEARNEDVALUE AT MATURITYINTEREST/DAY110,2503%0%30810,55844211,0004%1%44011,44063312,0005%2%60012,60086413,0007%4%91013,910130514,00010%7%1,40015,400200615,00015%12%2,25017,250321720,00023%20%4,60024,600657

As you can see, the maximum earnings potential is a 30 day CD at Treasury level 7 with an initial deposit of the maximum 20,000 gold. At the end of 30 days, you have 41,000 gold and can repeat this investment for a permanent income of 21,000 gold per month!

If you need to withdraw your money at any time, you neither gain nor lose any gold. If investing were like this is real life, we would all be millionaires...... although some people who play this game already are...

Now, upgrading a Treasury all the way to level 7 isn't cheap. Much like the Hall of War, Prison, and Altar, the Treasury requires a special material for each upgrade, in this case - the War Bond. You'll occasionally receive War Bonds in gifts, but the primary means of acquisition is purchase with gold. The table below shows the upgrade requirements for each level.

Treasury Upgrade Requirements

LevelAmount of each RssBonds & SH requirement23,000,0005 War Bonds, SH1536,000,00025 War Bonds, SH1749,000,00080 War Bonds, SH18513,500,000295 War Bonds, SH19616,000,000900 War Bonds, SH20720,200,0003500 War Bonds; SH21; 9,651,330 power increase!

As you can see, the amount of resources required gets significant. The next table details the most efficient way to purchase the required bonds to upgrade all the way through level 7. A total of 4,815 bonds is needed, costing a total of 68,260 gold. Basically, you buy 1,000 bond packs for the first 4,000 you need, 100 bond packs for the next 800, a single 10 bond pack, and 5 single bonds to minimize the gold cost for the entire upgrade sequence.

Treasury Gold Cost

Bond PackQuantity of PacksQuantity of BondsCost Per PackCost per BondTotal Gold Cost1,00044,00014,0001456,00010088001,5001512,00010110160161601552020100Totals4,81568,260

So, for a gold outlay of 68,260 you can create an income stream of 21,000 gold per month. The interest will pay back almost all of your investment in 3 months. That's an awesome payback schedule. But wait...it gets better. Want to know how to get all your gold back immediately upon upgrading to level 7? Check out Treasury 7 Trick (for 80k gold)

How do you feel about free gold?