How is Allods Online as far as spending actual money I know its free-to-play but i kno there are things you have to spend actual money to get is game still really good without these things

Fortunately, cash shop items bought with actual money can be sold easily in-game through trade and the Auction House, making it a great alternative for those not able to purchase these items with cash.

However, especially end-game, cash shop items such as incense are required. What is incense? Well let's just say if you don't have it, you're screwed. You'll hit things weaker than a teddy bear. Crystal chips and gold dust (which help create runes to embed in gear to increase a character's damage and healing/defense) are optional, but you'll realize they're needed, and help a LOT in raids and heroics and such. For instance, some raids will not let you in if you do not have the right amount of runes.

In a heartbeat, leveling through Allods without cash shop items may be doable, but challenging. (Especially without incense.) Playing endgame without cash shop items, be my guest, try it. But no, you won't get very far at all. You won't have fun not being able to DPS mobs in instances down.