How fast can you pay off your mortgage to tom nook

Well heres a cheat for everyone you probally would have heard it before. First set date to 2000. Then start animal crossing. Oh this cheat will cause you to have a lot of weeds. Next put 50.000 in the bank. Then save and quit. Next start up animal crossing again but before you choose your character tell the phone its 2035. If it doesn't give you the option to change the year change the date at the ds date settings. Next save and quit again. After turn the ds of. Then turn it on again and change the date to 2099! Then start up animal crossing and choose your chracter. You should yawn when you come out the door! lol! If you don't it's not important. What's is important is that you should have a letter from the bank saying you have 99.999 bells plus the 50.000 you put in! But it will be in the bank so you better go get it! You may have to do this a few times depending on what mortage you have. Tom nook is stupid isn't he! SORRY ABOUT THE WEEDS!