All standard chips in Megaman battlenetwork 3 white

How do you get them? Well, if you want the most inefficient way possible, use chip traders and the BugFrag trader endlessly. The other option is to clean out all netshops and Navi bug-frag traders, and equip the Collect program. Also, for those hard-to-find elemental viruses, use oilbody, fish, jungle, and battery in places you wouldn't expect to find viruses of that particular element, like fish in Hadesnet or oilbody in Yoka.