Is world or war craft a monthly payment game

if you mean World of Warcraft (im not making fun of you just verifying) then yes you can either - set up automatic withdrawls from creditcards or pyapal(?) - pay by your landline or most commonly used -buy WoW time cards from just about any gaming store in US and Canada (EB Games, IGN places liek that) anywhere that sells WoW sells WoW time cards the fee is 14.99 a month US time cards are sold at 28.95 ish for 2 months of time hope it helped also you can check it out at worldofwarcraft.com download the trial (10 days for free play) and go to account managment once you activate trial and it will prompt to upgrade to full account but you can see all the possible options.